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Benefit programs may give you resources that can help make your life better.

To learn more about the programs discussed in this article, read DB101's sections on:

Supplemental Security Income (SSI), which pays cash benefits to people who are disabled and have limited income and savings. SSI is the most important income support benefit for young people with disabilities.

Social Security Disability Insurance (SSDI), which is financed with Social Security taxes paid by workers, employers, and self-employed persons. SSDI benefits are payable to disabled workers, widows, widowers, and children or adults disabled since childhood who are otherwise eligible.

Childhood Disability Benefits (CDB), which cover disabled adult children of persons who get Social Security disability or retirement benefits. CDB used to be called Disabled Adult Child (DAC) benefits.

Medi-Cal, which helps people who cannot afford medical expenses, including people who are disabled, young, or pregnant. Medi-Cal is the most important public health benefit for young people with disabilities.

Medi-Cal’s Working Disabled Program, which lets you get a job, save up some money, and keep your Medi-Cal health coverage.

Employer-sponsored health coverage, which is when an employer helps pay for health coverage for employees and the employees' children and spouses.

Individual health coverage, which is health coverage that you pay for yourself and sign up for on Covered California.

CalWORKs (California Work Opportunity and Responsibility to Kids), which is the state welfare-to-work program that gives income support and access to health coverage on a temporary basis. CalWORKs was formerly Aid to Families with Dependent Children (AFDC).

Cash Assistance Program for Immigrants (CAPI), which pays cash benefits to some people with low incomes who cannot qualify for SSI because of their immigration status.

ABLE Accounts let you save up to $100,000 in resources over time and not have them count for SSI, if your disability began before you turned 26.

Plans to Achieve Self-Support (PASS), which is an SSI program that allows you to set aside income and resources for expenses related to a specific work goal. Income that you use for these expenses will not cause your SSI benefits to go down. Resources that you spend on PASS expenses won't count towards the SSI limit.

Individual Development Accounts (IDAs), which help people save money for a specific goal, such as purchasing a home, starting a small business, or paying for education. IDAs are savings accounts in which your deposits are "matched" at a certain rate, such as 2:1, by a bank or other financial institution.

Earned Income Tax Credit (EITC), which is a federal income tax credit for low income working individuals and families. The credit reduces the amount of federal income tax you owe and can result in a refund check. Most people claim their Earned Income Tax Credit (EITC) when they file their federal income taxes.

Solicite beneficios

Apply for Supplemental Security Income(SSI), Social Security Disability Insurance (SSDI), Childhood Disability Benefits (CDB), formerly called Disabled Adult Child (DAC), and Child’s Benefits at your oficina local del Seguro Social or by calling 1-800-772-1213 or 1-800-325-0778 (TTY).

Apply for Medi-Cal, Medi-Cal’s Working Disabled Program, CalFresh, or CalWORKs at your local agencia de servicios sociales del condado.

You can also apply for Medi-Cal, CalFresh, or CalWORKS online using BenefitsCal.

The federal government’s Healthcare.gov has a great tool that can help you find an individual health insurance plan.

To apply for a Plan to Achieve Self-Support (PASS), contact your local PASS Cadre.

You can find an IDA using IDA program directories compiled by the Prosperity Now and the Assets for Independence Resource Center.

Cómo localizar a planificadores de beneficios

Para localizar a planificadores de beneficios en el área donde usted vive, utilice el Directorio de Planificadores de Beneficios de DB101. Si tiene preguntas sobre el trabajo y sus beneficios del Seguro Social, puede llamar a la línea telefónica del Boleto para Trabajar, 1-866-968-7842 / 1-866-833-2967 (TTY/TDD).

Organizaciones comunitarias

Varias organizaciones comunitarias ofrecen personal que trabaja con las personas en una variedad de opciones relacionadas con los programas de asistencia de ingresos y salud federales y estatales, públicos y privados. El asesoramiento sobre los beneficios, como un servicio comunitario, es un área emergente de servicios de expertos con distintos niveles disponibles. Algunas organizaciones pueden trabajar con ciertos grupos demográficos, mientras que otras trabajan con todo tipo de individuos discapacitados.

Goodwill IndustriesLos servicios de Goodwill Industries varían desde una evaluación personal y capacitación en tareas de oficina hasta asesoramiento sobre carreras, servicio de guardería y transporte. Algunos de estos centros brindan Asistencia para la planificación de beneficios y Alcance comunitario relacionado con el trabajo para los beneficiarios del Seguro Social y Medicare.

Encuentre las oficinas visitando el sitio web www.Goodwill.org/Espanol/ o llamando al 1-800-466-3945.

La California Foundation for Independent Living Centers (Centros Independientes para la Vida Independiente) enumera los centros que asisten a todo tipo de individuos discapacitados. Muchos de estos centros brindan asistencia para la planificación de beneficios y Alcance comunitario relacionado con el trabajo para los beneficiarios del Seguro Social y Medicare. La mayoría de los centros independientes pueden recomendar programas de beneficios locales a las personas que llaman, si ellos no los prestan.

Lea la lista de centros independientes en el sitio web www.CFILC.org o llame al 916-325-1690 o 916-325-1695 (TTY).

La Oficina sobre el SIDA del Departamento Estatal de Salud Pública de Califormia tiene una lista de 1,300 organizaciones que ofrecen servicios relacionados con VIH/SIDA en todo el estado de California. Estos servicios pueden incluir manejo de casos, planificación de beneficios, y asesoría de beneficios de programas públicos y privados. Puede hacer una búsqueda en línea, o por teléfono en el 1-800-367-AIDS (2437) o por TTY en el 1-888-225-AIDS (2437).

Disability Rights California, un programa subsidiado federalmente en todos los estados, que proporciona representación para los consumidores de programas públicos que están discapacitados. Las publicaciones en el sitio web incluyen temas sobre la atención médica, programas de beneficios y Servicios de apoyo en el hogar.